Bad credit, defaults and ATO debt considered. No upfront credit check.
Short-term business funding. An answer in hours, funds in as little as 24 hours.
A knock-back from one place is not the last word. Here is what is different when you come through Zupo.
Recent bank statements show how the business is going now, which counts for more than an old mark on a file.
Tax debt or a past default is part of the conversation, not the end of it.
Seeing your options leaves no mark on your credit file. A check only happens later, with your consent.
A Zupo specialist talks it through with you. No call centres, no chasing.
Unsecured options need no property or assets put up as security.
Zupo is an Australian broker. We arrange the funding through our funding partner.
Once you've answered three taps, a Zupo specialist picks up the phone and talks it through with you. No call centres, no chasing, no jargon.
How long the business has traded, its monthly turnover and how much it needs. Then your details.
Read-only and secure, through illion. It's the fastest way to a real answer.
A specialist calls with what's available. An answer in hours, funds in as little as 24 hours.
It is short-term business funding, from $5K to $500K over 3 to 12 months, with unsecured options that need no property as security. Instead of stopping at a credit score, our funding partner looks at how the business trades today, mostly through its recent bank statements.
Short-term funding costs more than a bank loan. Your specialist walks you through every repayment before you sign, and there is no obligation to go ahead.
To be considered, the business needs an active ABN, 3+ months of trading and $10K+ in monthly revenue.
Tax debt the main worry? See how Tax & ATO Debt Funding works.
Zupo arranges short-term business funding from $5,000 up to $500,000. What's offered depends on the business, its turnover and its trading history.
Often, yes. Our funding partner considers the full picture of your business, including bad credit, defaults and ATO debt, not just a credit score.
There's no upfront credit check to get an indicative answer, so asking won't leave a mark on your credit file. A check only happens later, with your consent, if you choose to proceed.
You'll often get a real answer within hours, and funds can be in your account in as little as 24 hours.
Australian businesses with an active ABN, trading for 3+ months, with $10K+ in monthly revenue. The funding is for business purposes only.
Short-term funding costs more than a bank loan. Your specialist walks you through every repayment before you sign, and there is no obligation to proceed.
No. Zupo is a broker, an arranger and intermediary. We connect Australian businesses with our funding partner, and a real person handles your enquiry.
Want the detail first? Read our guide to short-term business loans, or dig into why funding applications get declined and what actually happens after the bank says no.