Invoice Finance
Invoice finance turns a business's unpaid invoices into working capital instead of waiting 30, 60 or 90 days to be paid. Zupo, an Australian business finance broker, arranges invoice finance that advances up to 85% of the invoice value upfront, with the balance minus a fee paid once the customer pays, and funds in 24 to 48 hours.
You have unpaid invoices tying up cash, and do not want to wait 30, 60 or 90 days to get paid.

Often used for
Why it works
Turn unpaid invoices into working capital, without taking on traditional debt.
Apply in 3 minutes
Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.
Get a straight answer
We look at how your business is trading, not just a score. An offer in as little as 3 hours.
Funds: 24 to 48 hours
Happy with the offer? Money is arranged fast, with repayments built around your cash flow.
Am I eligible?
- ✓Active ABN or ACN
- ✓You invoice other businesses (B2B)
- ✓An established business, trading for at least 3 months
Don't tick every box? It's still worth a conversation.
A real Zupo specialist handles your enquiry, no call centres.
Questions
How does invoice finance work?
You access most of the invoice value upfront, then receive the balance (minus a fee) once your customer pays.
Will my customers know?
Not always. Confidential facilities are available, so you keep the customer relationship.
How much of an invoice can I access?
Up to 85% of the invoice value upfront, with the balance minus a fee once your customer pays.
Is invoice finance a loan?
Not in the traditional sense. It unlocks money you have already earned, so there are no fixed repayments.