Line of Credit Plus
You are cash flow-heavy and draw down and repay loans often.
Often used for
Why it works
Only pay for what you draw on. Funds available whenever you need them, with repayments from 8% for the first month.
Apply in 3 minutes
Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.
Get a straight answer
We look at how your business is trading, not just a score. An offer in as little as 3 hours.
Funds: ongoing access
Happy with the offer? Money is arranged fast, with repayments built around your cash flow.
Am I eligible?
Don't tick every box? It's still worth a conversation.
- ✓Active ABN or ACN
- ✓An established business, trading for at least 9 months
- ✓Minimum monthly revenue of $75,000
- ✓Minimum credit score of 400
Questions
How is Line of Credit Plus different to the standard Line of Credit?
It is built for high-turnover businesses that draw and repay often, with repayments from 8% for the first month.
What do I need to qualify?
$75,000+ monthly revenue and a credit score of 400 or more.
Do I pay interest on the full limit?
No, only on what you draw down, and your limit tops back up as you repay.
How much can I access?
Up to $500,000 of ongoing credit, built for businesses that draw and repay often.