Working Capital & Cash Flow Funding
Working capital funding is business finance that smooths day-to-day cash flow: wages, bills, stock and seasonal gaps. Zupo, an Australian business finance broker, arranges working capital funding of $5,000 to $5 million over terms of 3 to 12 months, with funds in as little as 24 hours once approved.
You need working capital to smooth out cash flow, cover the quiet weeks or jump on an opportunity.

Often used for
Why it works
Get funds fast, with repayments built around your cash flow.
Apply in 3 minutes
Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.
Get a straight answer
We look at how your business is trading, not just a score. An offer in as little as 3 hours.
Funds: 24 hours
Happy with the offer? Money is arranged fast, with repayments built around your cash flow.
Am I eligible?
- ✓Active ABN or ACN
- ✓An established business, trading for at least 3 months
- ✓Minimum monthly revenue of $10,000
Don't tick every box? It's still worth a conversation.
A real Zupo specialist handles your enquiry, no call centres.
Questions
What can working capital funding be used for?
Any business expense or investment: wages, bills, stock, smoothing seasonal gaps or taking on new work.
How fast will I get the funds?
An offer in as little as 3 hours, funds in as little as 24 hours.
Which product fits a cash flow need?
Often the Fast Business Loan, Small Business Loan or a Line of Credit. Apply once and a real Zupo specialist will match you to the right product for your situation.
Is Zupo a lender?
No. Zupo is a broker, an arranger and intermediary. We connect Australian businesses with our funding partner, and a real person handles your enquiry.