Business Overdraft Alternative
A business overdraft alternative is a revolving line of credit that works much like a bank overdraft: an approved limit the business draws on whenever it is needed, paying only for what is used. Zupo, an Australian business finance broker, arranges these facilities at up to $750,000 with flexible repayments and ongoing access.
You want overdraft-style flexibility without the bank. Zupo brokers revolving credit facilities that give you a limit to draw on whenever you need it.
Often used for
Why it works
Only pay for what you draw on. Funds available whenever you need them.
Apply in 3 minutes
Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.
Get a straight answer
We look at how your business is trading, not just a score. An offer in as little as 3 hours.
Funds: ongoing access
Happy with the offer? Money is arranged fast, with repayments built around your cash flow.
Am I eligible?
- ✓Active ABN or ACN
- ✓An established business, trading for at least 9 months
- ✓Minimum monthly revenue of $10,000
Don't tick every box? It's still worth a conversation.
A real Zupo specialist handles your enquiry, no call centres.
Questions
Is this a bank overdraft?
No. Zupo is a broker, not a bank or lender. We arrange revolving line of credit facilities through our funding partner: an approved limit you draw on when you need it, much like an overdraft.
Do I pay interest on the full limit?
No, only on the funds you actually draw down.
Can I reuse it once repaid?
Yes, as you repay, your available limit tops back up to draw again.
How fast can I set one up?
Apply in about 3 minutes, approval in hours, then ongoing access whenever you need it.