Short-Term Business Loans
Up to $500K. An answer in hours.
A short-term business loan is funding repaid over months rather than years, used to cover wages, bills, stock and cash flow gaps.
- Australian broker, ABN 64 697 282 554
- No upfront credit check
- Bad credit and ATO debt considered
- A real person calls you
What is it?
A short-term business loan is funding repaid over months rather than years, used to cover wages, bills, stock and cash flow gaps. Zupo, an Australian business finance broker, arranges short-term business loans of $5,000 to $500,000 over terms of 3 to 12 months, unsecured, with funds in as little as 24 hours once approved.
You need funding for a specific job or gap, and want to repay it over months, not carry it for years.
An answer in hours, funds in as little as 24 hours. Bad credit, defaults and ATO debt considered. No upfront credit check.
What businesses use it for.
- Wages
- Bills
- Stock
- Cash flow
- Seasonal gaps
- Any business expense or investment
Three steps to your options.
Terms from 3 to 12 months, with repayments built around your cash flow.
- 1
Apply in 3 minutes
Your ABN, ID and the last 6 months of business bank statements. No business plans, no projections.
- 2
Get a straight answer
We look at how your business is trading, not just a score. An offer in as little as 3 hours.
- 3
Funds: as little as 24 hours
Happy with the offer? Money is arranged fast, with repayments built around your cash flow.
Am I eligible?
Don't tick every box? It's still worth a conversation.
A real Zupo specialist handles your enquiry, no call centres.
See my optionsWhat you need
- Active ABN or ACN
- An established business, trading for at least 3 months
- Minimum monthly revenue of $10,000
Questions, answered.
What is a short-term business loan?
Business funding repaid over a short term, from 3 to 12 months. Zupo arranges short-term funding of $5,000 to $500,000, unsecured, through our funding partner.
Can I get a 6 month business loan?
Yes. Terms run from 3 to 12 months, so a 6 month term is within the range. The offer shows the amount, term and repayments before you commit.
How fast will I get the funds?
An offer can come back in as little as 3 hours, with funds in your account in as little as 24 hours once approved.
Does short-term funding cost more than a bank loan?
Yes, short-term non-bank funding generally costs more than a bank loan, because it is faster and assessed on how your business is trading. Look at the total payback and the repayments in the offer before you decide.
Zupo is a finance broker. We arrange funding through our funding partner. We are not a lender.
Other ways to fund the business.
Fast Business Loan
You need fast access to cash to meet short-term obligations.
Learn more →Most popularSmall Business Loan
You want to grow your business but might not have the best credit score.
Learn more →No securityUnsecured Business Funding
Short-term funding with no property or assets as security.
Learn more →Ready to see your options?
Three quick taps, no upfront credit check. An answer in hours.
Start the 3 taps